According to the WeChat official account news of "Beijing Publishing" WeChat, on January 1, 2023, Beijing Housing Provident Fund Management Center issued the Notice on Further Optimizing the Housing Provident Fund Withdrawal Business (hereinafter referred to as the Notice).From the 1st, families renting affordable rental houses in this city can apply for withdrawal of housing accumulation fund, and the monthly housing accumulation fund of employees can directly offset the rent.And the intermediate links of extraction are reduced.
In order to solve the housing difficulties of new citizens, young people and other groups, and further optimize the handling of housing provident fund withdrawal business, the Notice stipulates that employees who rent affordable rental houses in this city can withdraw housing provident fund according to the actual rent. In addition, Beijing Housing Provident Fund Management Center cooperates with Beijing’s affordable housing construction department to implement affordable rental housing projects."pay the rent on a monthly basis",With the authorization of the employees, Beijing Housing Provident Fund Management Center will deposit the housing provident fund paid by the employees on a monthly basis.Directly transferred to the operator of affordable rental housing,Reduce the intermediate extraction links.
At the same time, the Notice clarifies that,The seven types of housing provident fund withdrawal items will increase the monthly agreed withdrawal period.
These seven categories of extraction items include:
Purchase housing within the administrative area of Beijing and apply for withdrawal of housing provident fund;
Use the loan from Beijing Housing Provident Fund Management Center to purchase housing and apply for housing provident fund withdrawal;
Purchase housing outside the administrative area of Beijing and apply for withdrawal of housing provident fund;
The use of commercial bank loans and the use of off-site provident fund loans to purchase housing outside the administrative area of Beijing to apply for the withdrawal of housing provident fund;
Rent a house to apply for withdrawal of housing provident fund;
Overhaul, renovation, self-built self-occupied housing within the administrative area of Beijing to apply for withdrawal of housing provident fund;
Withdrawal of housing accumulation fund due to marriage.
In other words, employees apply for renting houses without housing and renting commercial housing in this city to withdraw housing provident fund.You can choose not only the agreed extraction cycle on a quarterly basis, but also the monthly extraction.If the employee chooses to share the above rental extraction items of the spouse, the agreed extraction cycle can also be selected monthly.
For employees who need to withdraw housing provident fund for reasons such as buying houses in Beijing,You can choose four kinds of agreed extraction cycles, namely, month, quarter, half year and year.If the employee chooses to share the above-mentioned house purchase withdrawal items of the spouse, the agreed withdrawal can also be selected monthly.
If employees want to change the withdrawal period, they can log on to the personal online business platform of housing provident fund and adjust the "agreed withdrawal period", or they can go to any management department or bank outlet to handle it. In addition to adjusting the withdrawal period, employees can also adjust the agreed withdrawal date or agreed withdrawal bank account according to the above process.
14 Extraction Items of Housing Provident Fund
All realize the whole process of network management
From the 1st, Beijing added three new housing provident fund withdrawal services online, which also means that.All the 14 withdrawal items of Beijing Housing Provident Fund Management Center have been completed online.Employees do not need to go to the counter to handle it.
According to the announcement, the three new housing provident fund withdrawal services added by the whole network office are,Purchase housing outside the administrative area of Beijing and apply for withdrawal of housing provident fund; Overhaul, renovation, self-built self-occupied housing within the administrative area of Beijing to apply for withdrawal of housing provident fund; Heirs and legatees apply for withdrawal of housing provident fund.
Workers need to pay attention to at the same time, and some items are extracted.Special circumstances still need to be settled at the counter.Specifically, the houses purchased in the "Purchase of Housing in the Administrative Area of Beijing for Withdrawing Housing Provident Fund" are public housing, fund-raising cooperative housing, or rebuild, demolish and expropriate relocated houses in this city; The principal lender is the spouse of the applicant in "Using commercial bank loans and using off-site provident fund loans to purchase housing outside the administrative area of Beijing and apply for housing provident fund withdrawal"; "Heirs and legatees apply for withdrawal of housing provident fund", and the housing provident fund of deceased employees will be credited to the bank account of the heirs or legatees; Divorce divides the original spouse’s housing provident fund in "extracting housing provident fund due to marriage".
In addition, some employeesYou may encounter the situation that you are required to bring materials to the counter for further verification during the online review of the extracted items.The Beijing Housing Provident Fund Management Center said that the reason for this situation is that the materials uploaded by employees are unclear and inaccurate many times, or the video materials provided are suspected of fiction and P-pictures. Therefore, the management department or bank outlet will return the online application and ask the applicant to bring the original materials to the counter for further verification. Those that pass the verification can be accepted;For those who do provide false materials or fictional extraction, the counter will refuse to accept the extraction business and mark the applicant with abnormal behavior identification.