标签： 上海龙凤419后花园

　　Cctv newsOn February 3rd, the People’s Bank of China released the Statistical Report on Loan Investment of Financial Institutions in the Fourth Quarter of 2022. The details are as follows:

　　According to the statistics of the People’s Bank of China, at the end of 2022, the balance of RMB loans of financial institutions was 213.99 trillion yuan, up 11.1% year-on-year; In the whole year, RMB loans increased by 21.31 trillion yuan, an increase of 1.36 trillion yuan over the same period of last year.

　　First, loans from enterprises and institutions grew steadily, and the growth rate of medium and long-term loans increased more.

　　At the end of 2022, the loan balance of local and foreign currency enterprises and institutions was 139.36 trillion yuan, up by 13.6% year-on-year, and the growth rate was 0.5 percentage points higher than that at the end of the third quarter and 2.6 percentage points higher than that at the end of the previous year. The annual increase was 16.77 trillion yuan, an increase of 4.63 trillion yuan.

　　In terms of term, the balance of short-term loans and bill financing was 49.84 trillion yuan, up 13% year-on-year, and the growth rate was 1.5 percentage points lower than that at the end of the third quarter and 6.8 percentage points higher than that at the end of the previous year. The annual increase was 5.67 trillion yuan, an increase of 3.11 trillion yuan. The balance of medium and long-term loans was 86.23 trillion yuan, up 14.5% year-on-year, with the growth rate being 1.8 percentage points higher than that at the end of the third quarter and 0.5 percentage points higher than that at the end of the previous year. The annual increase was 11.05 trillion yuan, an increase of 1.81 trillion yuan over the same period of last year.

　　In terms of purposes, the balance of fixed assets loans was 58.37 trillion yuan, up 11.4% year-on-year, and the growth rate was 1.3 percentage points higher than that at the end of last year. The balance of operating loans was 56.11 trillion yuan, up 12.7% year-on-year, and the growth rate was 2.9 percentage points higher than that at the end of last year.

　　Second, the growth rate of medium and long-term industrial loans has increased significantly.

　　At the end of 2022, the balance of medium-and long-term loans in local and foreign currency industries was 17.06 trillion yuan, up 26.5% year-on-year, and the growth rate was 16.1 percentage points higher than that of various loans, 3.2 percentage points higher than that at the end of the third quarter and 3.9 percentage points higher than that at the end of the previous year. The annual increase was 3.61 trillion yuan, an increase of 1.12 trillion yuan over the same period of last year. Among them, the balance of medium and long-term loans for heavy industry was 14.55 trillion yuan, a year-on-year increase of 25.5%, and the growth rate was 4 percentage points higher than that at the end of last year; The balance of medium and long-term loans for light industry was 2.51 trillion yuan, up 32.5% year-on-year, and the growth rate was 3.4 percentage points higher than that at the end of last year.

　　At the end of 2022, the balance of medium and long-term loans in local and foreign currency service industry was 55.59 trillion yuan, up by 11.2% year-on-year, and the growth rate was 0.2 percentage points higher than that at the end of last year. The annual increase was 5.67 trillion yuan, an increase of 739.2 billion yuan. The balance of medium and long-term loans in the real estate industry increased by 4% year-on-year, and the growth rate was 4.5 percentage points higher than that at the end of last year.

　　At the end of 2022, the balance of medium and long-term loans in local and foreign currency infrastructure was 32.67 trillion yuan, up 13% year-on-year, and the growth rate was 2.3 percentage points lower than that at the end of last year. The annual increase was 3.8 trillion yuan, a year-on-year decrease of 19.7 billion yuan.

　　III. Loans in inclusive finance maintained a relatively fast growth rate.

　　At the end of 2022, the balance of RMB loans in inclusive finance was 32.14 trillion yuan, up 21.2% year-on-year, 10.1 percentage points higher than various loans and 2 percentage points lower than the end of last year; The annual increase was 5.64 trillion yuan, an increase of 625 billion yuan.

　　At the end of 2022, the balance of Pratt & Whitney small and micro loans was 23.8 trillion yuan, a year-on-year increase of 23.8%, and the growth rate was 3.5 percentage points lower than the end of last year; The annual increase was 4.59 trillion yuan, a year-on-year increase of 454.9 billion yuan. The balance of loans for farmers’ production and operation was 7.83 trillion yuan, a year-on-year increase of 14.5%; The balance of business guarantee loans was 267.9 billion yuan, a year-on-year increase of 14%; The balance of student loans was 178.5 billion yuan, a year-on-year increase of 21.6%.

　　By the end of 2022, the balance of loans for people out of poverty nationwide was 1.03 trillion yuan, up 13.1% year-on-year, with an annual increase of 119.5 billion yuan.

　　Fourth, green loans maintained rapid growth.

　　At the end of 2022, the balance of green loans in local and foreign currencies was 22.03 trillion yuan, up 38.5% year-on-year, 5.5 percentage points higher than the end of last year, 28.1 percentage points higher than the growth rate of various loans, and the annual increase was 6.01 trillion yuan. Among them, loans to projects with direct and indirect carbon emission reduction benefits were 8.62 trillion yuan and 6.08 trillion yuan respectively, accounting for 66.7% of the total green loans.

　　In terms of purposes, the loan balances of green upgrading industry of infrastructure, clean energy industry and energy conservation and environmental protection industry were 9.82, 5.68 and 3.08 trillion yuan respectively, up by 32.8%, 34.9% and 59.1% respectively. In terms of industries, the balance of green loans in electricity, heat, gas and water production and supply industries was 5.62 trillion yuan, up 27.4% year-on-year, and increased by 1.15 trillion yuan for the whole year; The balance of green loans in transportation, warehousing and postal services was 4.58 trillion yuan, up 10.8% year-on-year, with an annual increase of 454.6 billion yuan.

　　V. The growth rate of agricultural loans continued to grow.

　　At the end of 2022, the balance of agricultural loans in local and foreign currencies was 49.25 trillion yuan, up 14% year-on-year, and the growth rate was 3.1 percentage points higher than that at the end of last year. The annual increase was 6.22 trillion yuan, an increase of 1.65 trillion yuan.

　　At the end of 2022, the balance of rural (county and below) loans was 41.02 trillion yuan, up 13.5% year-on-year, and the growth rate was 1.4 percentage points higher than that at the end of last year. The annual increase was 5.03 trillion yuan, an increase of 873.4 billion yuan. The balance of farmers’ loans was 14.98 trillion yuan, up 11.2% year-on-year, and the growth rate was 2.8 percentage points lower than the end of last year. The annual increase was 1.56 trillion yuan, a year-on-year decrease of 116.6 billion yuan. The balance of agricultural loans was 5.06 trillion yuan, a year-on-year increase of 10.7%, and the growth rate was 3.6 percentage points higher than that at the end of last year; The annual increase was 498.8 billion yuan, an increase of 190.1 billion yuan.

　　6. The growth rate of real estate loans declined, while the growth rate of real estate development loans increased.

　　At the end of 2022, the balance of RMB real estate loan 3 was 53.16 trillion yuan, a year-on-year increase of 1.5%, which was 6.5 percentage points lower than the growth rate at the end of last year; The annual increase was 721.3 billion yuan, accounting for 3.4% of the increase in various loans during the same period.

　　At the end of 2022, the balance of real estate development loans was 12.69 trillion yuan, up 3.7% year-on-year, and the growth rate was 1.5 percentage points higher than that at the end of the third quarter and 2.8 percentage points higher than that at the end of the previous year. The balance of individual housing loans was 38.8 trillion yuan, up 1.2% year-on-year, and the growth rate was 10 percentage points lower than that at the end of last year.

　　Seven, the growth rate of household operating loans continued to rise, and the growth rate of household consumption loans declined.

　　At the end of 2022, the balance of domestic and foreign currency household loans was 74.94 trillion yuan, up 5.4% year-on-year, and the growth rate was 1.8 percentage points lower than that at the end of the third quarter and 7.1 percentage points lower than that at the end of the previous year. The annual increase was 3.83 trillion yuan, a year-on-year decrease of 4.09 trillion yuan.

　　At the end of 2022, the balance of operating loans of local and foreign currency households was 18.9 trillion yuan, up 16.5% year-on-year, 0.4 percentage points higher than the end of the third quarter and 2.6 percentage points lower than the end of the previous year; The annual increase was 2.68 trillion yuan, an increase of 79.3 billion yuan. The balance of household consumer loans (excluding personal housing loans) was 17.25 trillion yuan, up 4.1% year-on-year, and the growth rate was 1.3 percentage points lower than that at the end of the third quarter and 5.4 percentage points lower than that at the end of the previous year; The annual increase was 675.5 billion yuan, a year-on-year decrease of 764.6 billion yuan.

Provincial committees, offices, departments, bureaus, institutions, people’s organizations, state (city) Finance Bureau, Zhenxiong County, Xuanwei City, Tengchong City Finance Bureau, Yunnan New District Finance Bureau, provincial government procurement and transfer center:

In order to thoroughly implement the spirit of the central government’s plan to deepen the reform of the government procurement system, further improve the standardization, transparency and convenience level of Yunnan provincial government procurement electronic stores (hereinafter referred to as electronic stores), and accelerate the implementation of the "internet plus government procurement" action, the relevant matters concerning the promotion of the "one network in the whole province" work of electronic stores are hereby notified as follows:　

I. General requirements

Guided by the spirit of deepening the reform of government procurement system, we will make full use of new technologies, new formats and new modes such as cloud computing, big data and e-commerce, integrate and share resources, and innovate institutional mechanisms. By the end of 2021, we will build a "one network in the whole province" of electronic stores, realize the interconnection and information sharing of electronic stores in provinces and counties (cities), and create a unified, open and orderly electronic trading market for government procurement.

Second, the main task

(A) focus on building a unified platform system for interconnection.

1. Interconnection. The Provincial Department of Finance co-ordinates the construction of electronic stores in the province, and coordinates and guides the development of electronic stores in the province. Financial departments at all levels shall, in accordance with the unified arrangements of the Provincial Department of Finance and the data interface specifications of provincial electronic stores, establish a mechanism for data exchange and information sharing, accelerate the construction of electronic stores, and jointly build a platform system for electronic stores in the province.

2. System integration. Electronic stores at all levels should share data with Yunnan provincial government procurement management information system. For government procurement projects traded through electronic stores, the procurement implementation plan should be compiled in the Yunnan provincial government procurement management information system first, and then pushed to the electronic stores for trading, and the electronic stores will push the trading process, results and contract signing information to the Yunnan provincial government procurement management information system in real time.

(2) Gradually improve the trading system with unified rules.

1. Transaction scope. The Provincial Department of Finance uniformly formulates the catalogue of electronic stores purchased by the provincial government, and dynamically adjusts it according to the needs of the work. If the purchaser purchases goods and services in the catalogue of electronic stores, and the government procurement amount of a budget item with the same item does not reach the standard of open tender amount in a fiscal year, he may enter the electronic store for trading, or entrust a procurement agency to carry out procurement activities according to law (for items belonging to the catalogue of centralized procurement agencies, he shall entrust a centralized procurement agency to purchase).

2. Transaction method. The trading methods of government procurement electronic stores in our province mainly include online direct purchase, reverse bidding (electronic reverse auction), online inquiry and fixed-point purchase. Online direct purchase refers to the purchaser ordering goods or services from suppliers through online supermarkets or online service markets. The supplier confirms the order within the agreed time, and the price displayed in the online supermarket is the highest price limit. The purchaser can negotiate with the supplier. Reverse bidding means that the purchaser determines a brand model of goods according to the purchasing demand, issues a bidding announcement, and three or more suppliers bid downwards for several rounds within the agreed time, and the electronic store system recommends the supplier with the lowest quotation to make a deal. Online direct purchase and reverse bidding are only applicable to small and sporadic procurement projects. Online inquiry means that the purchaser determines the purchase demand and issues an inquiry announcement by defining the demand, specifying the parameter template, recommending the reference brand, etc., and the suppliers of three or more brands respond within the agreed time, and the electronic store system recommends the supplier with the lowest quotation to make a deal. If the supplier of reverse bidding and online inquiry refuses to sign a contract with the purchaser, the purchaser may postpone the determination of the supplier according to law; If the supplier’s performance acceptance is unqualified and both parties terminate the contract, the purchaser shall implement it in accordance with the relevant provisions of the Civil Code Contract or the contract agreement, and in principle, the supplier shall not be postponed to determine the transaction. State (city) finance department with the consent of the Provincial Department of Finance, can be combined with local conditions to explore the relevant trading rules.

(3) jointly create an open, transparent, fair and open unified market.

1. Normalized collection and commitment. Organizations that undertake centralized procurement functions in various places (hereinafter referred to as centralized procurement organizations) are responsible for organizing the normalized public solicitation of suppliers. Any supplier who meets the provisions of Article 22 of the Government Procurement Law of People’s Republic of China (PRC), has the ability of supplying, logistics and after-sales service of electronic stores, voluntarily abides by the management rules and systems of electronic store platforms, and fulfills the commitment of registration and settlement can register as an electronic store supplier and settle in the online supermarket and online service market of electronic stores. Electronic stores at all levels shall not discriminate against private enterprises and foreign-funded enterprises, shall not set threshold conditions for scale and region, shall not charge fees for supplier registration and settlement, and shall not charge bid bond.

2. One-place audit is universal in the whole province. The supplier of electronic stores in our province applies for registration, settling in and putting goods on the online supermarket and online service market, and the centralized purchasing agency where industrial and commercial registration is located is responsible for the audit; Where there is no centralized purchasing agency in industrial and commercial registration, it shall be audited by the centralized purchasing agency at the next higher level; Industrial and commercial registration is located outside the province, audited by the provincial government procurement and transfer center. Approved suppliers can participate in trading activities in electronic stores at all levels in the province.

3. Make information public and accept supervision. The provincial government procurement and transfer center issued a unified supplier solicitation announcement on the Yunnan provincial government procurement network, and synchronized it to the electronic store platform, which was implemented by electronic stores at all levels. The results of supplier registration and check-in shall be publicized simultaneously on the Yunnan provincial government procurement website and the electronic store platform, and the publicity period shall not be less than 3 working days. The information of goods on the shelves shall be made public in the online supermarket (online service market) and subject to social supervision. Purchasing information such as purchasing announcement (inquiry form, bidding form, contact form), closing announcement, contract announcement, etc. are released on the electronic marketplace platform, and simultaneously pushed to the Yunnan provincial government procurement network for publicity. Actively promote information sharing with public resource trading platforms.

(D) Establish a standardized and unified supplier and commodity management mechanism.

The centralized purchasing organization conducts daily management of suppliers and commodities in electronic stores according to the commitments made when suppliers register and settle in. The provincial government procurement and transfer center is responsible for establishing the daily management system of suppliers and commodities of electronic stores such as price inspection, early warning of integrity, and punishment for breach of contract, and formulating the letter of commitment for the registration and settlement of electronic stores, which can be implemented with reference to electronic stores at all levels. Centralized purchasing institutions will give yellow, orange and red warnings to suppliers who violate the commitments of registration and settlement in accordance with the daily management system, depending on the seriousness of the case; For the supplier who fails to correct the breach of contract in time according to the early warning information, the centralized purchasing agency may take measures such as deducting the credit score, freezing, taking off the shelves, taking off the shelves of the whole network and restricting the shelves, and suspending the trading of suppliers’ electronic stores for a period of time, and the disciplinary situation shall be reported to the financial department at the same level for the record. The supplier of electronic store will be punished in one place and the whole network will take effect. If the supplier has any objection to the punishment made by the centralized procurement institution, it may report it to the financial department at the same level.

Third, the job requirements　

(1) Unify thinking and strengthen leadership. Establishing and perfecting electronic stores is an important measure to build a modern government procurement system, promote the "streamline administration, delegate power, strengthen regulation and improve services" reform and optimize the business environment. Financial departments at all levels should attach great importance to it, earnestly strengthen leadership, clarify work responsibilities, guarantee operation and maintenance funds, and ensure the realization of the work goal of "one network in the whole province" in electronic stores.

(2) Careful organization and coordination. Financial departments at all levels should work in accordance with the deployment of "One Network in the Province", coordinate and coordinate, conscientiously implement the construction, operation and management of electronic stores in the region, guide centralized purchasing institutions to do a good job in the registration, settlement and merchandising of suppliers in the region, coordinate and supervise platform operators to do a good job in services, and strengthen network and information security protection.

(3) Strengthen supervision and resolve disputes. Contradictions and disputes between the purchaser and the supplier during the transaction shall be settled by both parties through consultation; If the negotiation fails, it can be reflected to the centralized purchasing agency at the same level and mediated by the centralized purchasing agency; If violations of laws and regulations are found, they shall be reported to the finance, market supervision or relevant departments at the same level, and shall be handled by the regulatory authorities according to law. Anyone suspected of committing a crime shall be transferred to judicial organs for handling according to law.

(four) innovative measures to improve the system. Financial departments at all levels should earnestly strengthen investigation and study, and actively explore supervision methods such as credit evaluation and price early warning. Establish and improve the big data analysis mechanism to enhance data decision-making ability. Encourage the implementation of policy functions such as energy conservation, environmental protection, innovation, poverty alleviation and the development of small and medium-sized enterprises through technical measures such as characteristic venues, labeling, search and sorting, and traffic guidance.

Fourth, others

If the relevant contents of the Notice of Yunnan Provincial Department of Finance on the Trial Online Inquiry Purchase of Provincial Budget Units in Political Mining Cloud Electronic Store (Yuncaicai [2019] No.3) and the Notice of Yunnan Provincial Department of Finance on the Trial Electronic Counter-auction and Online Supermarket Purchase of Provincial Budget Units in Political Mining Cloud Electronic Store (Yuncaicai [2019] No.7) are inconsistent with this notice, it shall be implemented according to the provisions of this notice.

Yunnan Provincial Department of Finance

April 16, 2021

(This piece is publicly released)

1905 movie network news　The film is adapted from the classic original work of the same name and tells the story of affection, love and growth of the four sisters of the March family. Since the release of Christmas in North America last year, the film has won unanimous praise both inside and outside the industry with its emotional core of warm-hearted healing, vivid interpretation of the immortal cast and excellent production by the top Hollywood team, and won six heavy nominations in the 92nd Academy Awards, and finally won the best costume design award.

Among them, "diana frances" Florence Pugh, born in 1996, reshaped the role of Amy, the little sister of Ma Qi’s family in the original work, and won the Oscar nomination for best supporting actress. Little Women was previously withdrawn from the archives in China due to the epidemic, and the date of the archives will be announced another day.

Amy, who is spoiled and ignorant in the original works, has always been a controversial character, but Florence vindicates Amy in the movie Little Women, showing a more real and multifaceted new little sister image. Her self-confidence, rebellion and desire, sober self-awareness and strong personality. Although she dreams of becoming a painter, she can also recognize her lack of talent; Although she insists on the concept that marriage is an economic problem, she can bravely give up the engagement of a rich and powerful family for the sake of man next door Laurie, who has always had a crush on her. Florence accurately depicts Amy’s growing process and complex personality with her strength beyond her age, which shows that the strength of being nominated for the Oscar for Best Female Matching cannot be underestimated.

In addition to the Oscar’s affirmation, Florence’s performance in Little Women has won many praises from the industry and the media. Saoirse Ronan, who plays the second sister Joe, called her portrayal of Amy "unprecedented" and let the audience see "Amy’s struggle"; Director Guilmault del Toro praised her "infinite talent" and her performance "incredible"; Washington post even commented pertinently: "Florence’s performance in Little Women achieved a rare balance. One second she captured Amy’s smart nature, and the next she showed her solemn and reserved behavior."

Florence’s successful shaping of Amy is inseparable from her belief in pursuing realism. Before filming a fight between Amy and Joe, Florence asked Ronan to slap her hard. While filming the scene where Amy fell into the lake while skating, Florence didn’t mind that she had to soak in a big cold pool repeatedly in the cold winter of December. In her own words: "The real feeling of the body helps the performance, and I can’t stand fake things."

Florence Pugh, a 24-year-old British actor, is a dazzling star in Hollywood Ran Ran. In 2017, she won the Best Actress Award at the British Film Awards. In the past two years, it has been her "big year", challenging the horror masterpiece, the masterpiece adaptation film Little Women and the Marvel superhero blockbuster in succession, and trying to broaden the stage. Just recently, in the new preview of Black Widow, she and Scarlett Johansson, a widowed elder sister, were on the same stage to show their extraordinary skills.

In the film, she plays yelena, the younger sister of the black widow. From "little sister" to "widowed sister", she takes the status of "sister professional household". Some netizens ridiculed: "I didn’t expect’ little woman’ Amy to be so able to fight!" It can be seen that the role of Amy is deeply rooted in the hearts of the people. Florence, whose popularity has soared, also appeared on the cover of the famous American fashion magazine VOGUE in February. She has become Hollywood’s new favorite and has a bright future.

Little Women’s lineup behind the scenes is luxurious. The film was adapted and directed by Oscar-nominated director greta gerwig (), and emma watson (Harry Potter series), Saoirse Ronan (Lady Bird) who mentioned four Oscars, and Hollywood rookie Eliza scanlon (Sharp Tool) together with Florence formed "March Sisters Flower", "Sweet Tea" Timothée Chalamet (), four-time Golden Globe winner laura dern () and three-time Oscar winner Meryl Streep ("Washington". Jacqueline Durran, the costume designer of Atonement, Jess Gonchor, the artistic director, and alexandre desplat, the composer, formed the behind-the-scenes team of the Oscar gold medal.

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　　The British media reported on November 29 that the new RX L seven-seat model of Lexus’ flagship SUV series was officially unveiled at the Los Angeles Auto Show.

　　The third model in the Lexus SUV range, the new seven-seat RX L will be a strong competitor to the Audi Q7 and Volvo XC90. The RX L will go on sale in the UK in spring 2018, with pricing and specifications to be announced until the launch date.

　　In order to increase the number of third-row seats, this model is 110mm larger than the standard RX, and the tailgate is angled more vertically to ensure that there is enough headroom for third-row passengers.

　　Lexus says the third row of seats has a 60/40 ratio and is as comfortable as the second row. The third row of seats can also be folded into the luggage compartment baseplate to provide maximum loading space. The larger body of the RX L means that the trunk space will be increased accordingly, but the official did not disclose the specific data. For reference, the trunk space of the standard model is 453 liters. Unlike the seat design discovered by Land Rover, the Lexus second row of seats is taller than the third row, providing more legroom for rear passengers.

　　The seven-seater Lexus RXL is likely to have the same powertrain as the regular model, details of which have not been officially released. Lexus last week released the official picture of the RX 350L, which is equipped with a gasoline-electric hybrid system, which is provided by a 3.5-liter V6 gasoline engine and a small electric motor. In addition, the new car may also be equipped with a 235-horsepower 2.0-liter four-cylinder turbocharged engine of the RX 200t.

　　(Internship Compiler: Guo Yifan, Reviewer: Liu Yang)

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The Volvo XC90 exudes its charm with its refined body proportions and elegant side lines. It measures 4953mm x 1958mm x 1778mm with a wheelbase of 2984mm, providing a spacious interior. Unique front wheel specifications are 275/45 R20, and the rear wheels are also 275/45 R20. These tires not only ensure excellent grip, but also complement the rim style, which together shape the vehicle’s dynamic appearance.

In terms of interior, the Volvo XC90 presents the sophistication and luxury of Nordic design. The cockpit is wrapped in high-quality leather material, and it is equipped with an excellent leather steering wheel to provide a comfortable hand grip experience. Its steering wheel supports manual up and down + front and rear adjustment to ensure the best operating angle for the driver. The central 9-inch control screen shows the sense of technology, integrating multimedia system, navigation and phone functions, and automatic speech recognition control system to make operation more convenient. The seat configuration is also excellent. The front and rear seats are made of leather, and the main and passenger seats support multi-directional adjustment, including front and rear, backrest, high and low and waist support, providing passengers with extremely high comfort. In addition, the front seats are also equipped with a heating function, so that the driver and passengers can feel warm in the cold season. The memory function of the power seat provides the driver with the possibility of personalized settings, while the rear seat supports proportional reclining, which increases spatial flexibility.

The Volvo XC90 is powered by a 2.0T turbocharged engine with a maximum power of 184 kilowatts and a torque output of 350 Nm, delivering 250 horsepower. This engine is paired with an 8-speed automatic transmission, ensuring the vehicle’s efficiency and driving pleasure.

To sum up, the Autohome owner is full of praise for the Volvo XC90. He especially appreciates its domineering exterior design and sturdy body, as well as spacious interior space. In addition, the price concessions he mentioned are also a major highlight of buying a car. Overall, the Volvo XC90 not only meets his needs visually and comfortably, but also gets his approval in terms of cost performance. If you are also interested in an SUV that is both practical and stylish, the Volvo XC90 is undoubtedly a worthy choice to consider.