分类： hanzhen

　　China news agency, Shanghai, July 28th (Reporter Li Shuzheng) "Shanghai has ‘ Magic Capital Enchantment ’ Typhoon can’t ‘ Break the defense ’ 。” Whenever a typhoon strikes, the first reaction of Shanghai netizens is often like this.

　　On the 28th, the Shanghai Central Meteorological Observatory announced that the impact of Typhoon Fireworks on Shanghai was basically over. In the face of the "fireworks" which ranked first in rainfall and second in maximum wind speed in the process of typhoon influence in recent ten years, Shanghai passed safely without major accidents and accidents, and the city was running smoothly.

　　What exactly is the "magic capital enchantment" that Shanghai people talk about?

　　"Enchantment" originally refers to an area protected by some supernatural power, forming a barrier separated from the outside world. In 2012, the "Magic Capital Enchantment" first appeared in Shanghai media reports on typhoons, meaning that the operation of this mega-city was not invaded by typhoons.

　　Shanghai is an insulator of typhoon? Looking back at meteorological data, this is not the case. In the "Magic has a typhoon ‘ Enchantment ’ " This statement appeared in the past ten years, which is precisely the decade when Shanghai suffered the worst typhoon since 1949.

　　According to the data of Tropical Cyclone Data Center of China Meteorological Bureau, there have been nine typhoons landing in Shanghai since 1949, including four in this decade.

　　Whether it’s Typhoon Phoenix, which landed in Shanghai in 2014, Typhoon Abe, Lark and Wambia, which landed once a week in 2018, or Typhoon Fireworks & HELIP; … The pressure of flood control and typhoon prevention in Shanghai is not small.

　　"What is there in Shanghai ‘ Magic Capital Enchantment ’ It’s just that someone is guarding. " On the social platform, there is also another kind of "unbelieving" voice.

　　Before the typhoon "fireworks" came, a video of "tying the plane" became popular on the Internet. Affected by the typhoon, all flights in and out of Shanghai Pudong and Hongqiao airports were cancelled on the 25th. China Eastern Airlines tethered the aircraft to ensure that the aircraft would not move when the typhoon struck.

　　"Why is there a kayak in the subway station?" On the 24th, some people found this "fresh object" in Zhongshan Park Station of Metro Line 2, and they were curious to ask. In fact, in response to the "Typhoon" fireworks, more than 50,000 policemen in Shanghai are waiting for their death. Canoeing in the subway station is one of the relief materials prepared in the previous flood control and typhoon prevention drills.

　　According to the characteristics of the police situation in the flood season in previous years and the actual situation in the jurisdiction, the Shanghai fire department improved the emergency plan for 608 underpasses, 13 river-crossing tunnels and 457 sections prone to water accumulation in Shanghai. There are 37 pre-garrison points in some areas. Before the "fireworks" came, 121 flood control vehicles, 86 boats, 465 pumps and more than 6,000 sets of water rescue and life-saving equipment were ready.

　　By 12: 00 on the 25th, before the first landing of Fireworks, Shanghai had transferred more than 360,000 people, including construction workers working outside the first-line seawall, residents living in dilapidated houses and shed houses in the field, construction workers working in temporary houses on the construction site, and boat people entering Hong Kong to take shelter from the wind.

　　"Would rather ‘ Ten against nine empty ’ " It is a vivid embodiment of Shanghai’s concept of putting people’s lives and property first.

　　"There are 54 sections of roads with accumulated water, 15 residential areas with accumulated water, and 13 underpasses with accumulated water. At present, except for 2 roads and 7 underpasses, the remaining accumulated water has been eliminated … …” During the typhoon "Fireworks" affecting Shanghai, the "Flood Control and Typhoon Prevention Map" formed by the "One Network Unified Management" flood control and typhoon prevention command system has been updated in real time.

　　Relying on the construction of "unified management through one network", the "urban brain" function of Shanghai’s urban transportation centers at the two levels has gradually emerged, and the early warning and judgment have become more accurate.

　　Pudong New Area Urban Operation Center said that the application scenario of flood control and typhoon prevention has realized the automation of the response to the plan. Under the command of version 3.0 of "Urban Brain", the flood control and typhoon prevention have realized rapid response and scientific scheduling.

　　According to the statistics of Pudong New Area Urban Transportation Platform, as of 0: 00 on the 26th, during the period of typhoon "fireworks", the platform has accepted 1,152 requests from citizens for flood control and typhoon prevention.

　　When Shanghainese talk about "Magic Capital Enchantment", what are they talking about? Perhaps it is not some supernatural force, but everyone’s "Shanghai". (End)

　　BEIJING, Nov. 15 (Xinhua) According to the latest weather forecast, affected by strong cold air, there will be a large-scale gale cooling and rain and snow weather process from north to south in China from 16th to 18th. The temperature will drop by 8 ~ 10℃ in most parts of the central and eastern regions, and the temperature will drop by more than 12℃ in some areas. There are 4 ~ 6 northerly winds in most areas north of the Yangtze River, and the gusts can reach 7 ~ 8.

　　Cold air has caused temperatures in Northeast China and North China to hit a new low in winter.

　　In November, several rounds of cold air continuously pulled many places in China from late autumn to early winter from north to south, and some areas ushered in the first snowfall or "coldest day" in the second half of the year.

　　Taking the 14th as an example, the temperatures in Northeast China, North China, Huanghuai and other places dropped significantly, with most areas in Northeast China and North China spending the coldest day since this winter.

　　According to the weather forecast, the highest temperature in the north-central part of Northeast China and the eastern part of Inner Mongolia fell below freezing point on 14th, while the lowest temperature dropped below minus 10℃. For Harbin, Changchun and many other places, it is the first time this winter to experience that the temperature is below 0℃ all day, and the highest temperatures in Beijing and Tianjin will also hit a new low this winter. It is estimated that by the 15th, Beijing, Shijiazhuang and other places in North China are expected to refresh the lowest temperature since the second half of this year.

　　Sun Jun, chief forecaster of the Central Meteorological Observatory, said that the cold air currently affecting the central and eastern regions began to affect China on the 13th, and the impact period was mainly concentrated on the 13th and 14th.

　　"The current round of cold air has a small influence range and weak intensity, mainly affecting northeast China, North China, Huanghuai and Jianghuai areas. The cooling range reaches 4 C-6 C, and the local area exceeds 8 C. At the same time, the above areas are accompanied by 4-5 northerly winds." Sun Jun said.

　　According to reports, as far as the cooling situation is concerned, in this round of cooling, the cooling rate in Hebei is relatively large. Among them, from 8: 00 on the 13th to 8: 00 on the 14th, the temperature drop in mountainous areas in western Hebei, such as Zanhuang, Lincheng and Neiqiu, reached more than 10℃. During the daytime on the 14th, the temperature in the eastern part of Northeast China, Huanghuai and Jianghuai areas will be lower than that on the 13th. At present, the front of this cold air has reached the middle and lower reaches of the Yangtze River, but it will not continue to affect Jiangnan and South China southward.

　　A new round of strong air conditioning has cooled down locally in the middle and east of the road or exceeded 12℃

　　However, when people in Northeast China and North China are discussing the new low temperature, a new round of strong cold air with larger scope and wider influence is already on the way.

　　According to the forecast, starting from the night of 16th, a new round of strong cold air from the Mongolian Plateau will enter China, Inner Mongolia and northern Xinjiang, and will affect most of the central and eastern regions from north to south. Affected by this, there will be a large-scale gale cooling and rain and snow weather process from north to south in China from 16th to 18th.

　　According to meteorologists, the intensity of this round of cold air is stronger than that of the cold air from 13th to 15th, and its influence is wider, which will have a more obvious impact on the cooling in the southern region. In addition, the impact of this round of cold air process is mainly caused by strong winds.

　　According to the forecast, due to the influence of this round of strong cold air in the future, the temperature in most parts of the central and eastern regions will drop by 8 ~ 10℃, and the temperature in some areas will drop by more than 12℃, and the ground minimum temperature line of 0℃ will be pressed southward to the area along the Huaihe River in the early morning of the 19th. There are 4 ~ 6 northerly winds in most areas north of the Yangtze River, with gusts of 7 ~ 8, and 7 ~ 9 winds in the eastern and southern seas.

　　In terms of precipitation, there will be small to medium snow or sleet in most parts of eastern Inner Mongolia and Northeast China, heavy snow in eastern Jilin, small to moderate rain in Huanghuai, Jianghuai, Jianghan, Jiangnan, eastern Southwest China and South China, and heavy rain in parts of Jiangnan. In addition, from 16th to 17th, there was little to medium snow or sleet and local heavy snow along Tianshan Mountains in northern Xinjiang.

　　"This round of cold air process has the characteristics of fast moving speed, wide influence range and large cooling range. Cold air entered Inner Mongolia from the night of 16th to the middle and lower reaches of the Yangtze River on the night of 17th. On the night of 18th, cold air will continue to move southward and reach the South China Sea. It can be said that in just two days, it swept across most areas in central and eastern China from north to south. " Sun Jun introduced.

　　Regarding the impact of cold air on agriculture, Sun Jun introduced that around the 19th, early frost will appear in parts of the western and southern parts of Huanghuai, Jianghuai and other places, and the windy and cool rain and snow weather is not conducive to facility agriculture and animal husbandry production, late sowing of winter wheat and the growth of open-field vegetables. For the southern region, the rainfall in the south of the Yangtze River from 17th to 18th is slightly unfavorable to the drying of autumn harvest crops such as late rice, fruit harvesting and the robust growth of autumn sowing crops, but it is beneficial to increase the storage capacity of reservoirs and ponds.

　　Why is cold air so frequent when winter comes too late?

　　Recently, the cold air affecting China has been coming one after another. The temperature in many places from north to south has dropped rapidly in a short period of time, and many netizens lamented on social networks that "winter came off guard".

　　For the frequent cold air attack, Sun Jun analyzed that the fundamental reason for the frequent cold air process in China in autumn and winter is the difference in thermal properties between land and sea.

　　"In autumn and winter, the land will form a strong high pressure, and the ocean will form a low pressure. The horizontal pressure gradient force will make the atmosphere move from a place with high pressure to a place with low pressure. From the perspective of climate system, the reason why cold air frequently moves south in autumn and winter is that the subtropical system and tropical system move south, the warm and humid airflow moves south, and the ground cold high pressure tends to be active in the middle and high latitudes, so the northwest airflow guides the cold air mass to move south. " Sun Jun said.

　　In the recent "Direct Weather — — In the program "Talking to Scientists", Wang Yongguang, the chief climate expert of the National Climate Center, predicted this winter’s climate, and said that from the previous data forecasting model and diagnostic analysis, China may still be warmer this winter, "the impact of warmer air quality can not be ignored, including Beijing-Tianjin-Hebei region and Yangtze River Delta region, and it is still necessary to strengthen prevention".

　　As to how to define "cold winter" and "warm winter", Ding Yihui, academician of China Academy of Engineering and special adviser on climate change of China Meteorological Bureau, explained that the climate change can be described by two parameters, one is the average temperature, and the average temperature of a winter for 90 days exceeds the average for many years, which is warm winter, and the other is cold winter, which is the problem of average. Another parameter is extreme events, such as sudden and violent cooling in a few days in a winter and cold wave weather.

　　"If the average is a warm winter, it does not mean that there will be strong cold events and warm events under this warm winter." Ding Yihui said.

"The entry of flag rugby into the Olympics is progressing smoothly, and we also hope to help China rugby lay out in advance and catch up." Jia Hengxuan, the media director of nfl (Major League Football) in China, made a big discovery when interviewed by Jiefang Daily and Shangguan News recently.

　 　On the same day, Jia Hengxuan was invited to attend the Shanghai City Amateur Football League Finals and the East China Finals of the nfl Waist Flag Rugby Competition held in Xuhui District-this is the fourth year that the nfl and this Shanghai mass sports brand event have become attached to each other, and the two sides have jointly promoted and witnessed the "warming up" of rugby in Shanghai year by year.

It is no coincidence to reveal the inside information of "Waist Flag Rugby Entering the Olympics" on such an occasion. "The development of Shanghai Rugby is ahead of the whole country, and it is very suitable as a new starting point for China Rugby to impact the Olympic Games." Jia Hengxuan said.

"Flag at the waist for the Olympics" has been settled.

　 　 As early as last year, a news related to rugby aroused widespread concern in China’s sports world-the World Games held in July 2022 announced that it would cooperate with nfl to establish flag football as a new World Games event. At that time, the most talked about was the possibility of flag football entering the Olympics. After all, in the past 40 years, many sports have finally reached the Olympic stage through the World Games.

　 　Today, the nfl’s news confirms everything. "The International Football Federation is working hard to promote the establishment of the flag football project in the 2028 Los Angeles Olympic Games. The nfl is fully supporting them. Although the Olympic addition is a huge project, for now, everything is going well." Jia Hengxuan said.

Caption: Jia Hengxuan (right) is giving awards to athletes.

　 　In fact, we have every reason to believe in the determination of Americans to promote flag football into the Olympics. American football has a very high popularity in North America, and the nfl is the most valuable professional sports league in the world, with the highest ratings for many years. For Americans, it is certainly the first choice to push American football into the Olympics, but it is almost impossible.

　 　When considering whether a project can enter the Olympic Games, the International Olympic Committee has to weigh many factors. "Host intention" is a well-known one, but it can’t be the only consideration. In overseas markets, the audience and influence of American football can’t be compared with its position in North America, and its popularity and development level can’t reach the Olympic threshold. The reason is that the high-intensity confrontation and expensive equipment of football have become one of the reasons why many regions are discouraged from it.

　 　 In this way, the flag football, which is in the same strain as American football, has become one of the main events of the Los Angeles Olympic Games-as a non-contact, zero-equipped, small-space football competition form, the flag football has no requirements for the number, age and physical quality of participants, even if it has no sports foundation, it can quickly integrate into the team, and can realize mixed teams of men and women and compete in the same field. The biggest feature of flag football is to cultivate young people’s team spirit and leadership. Rugby requires a lot of team communication and cooperation. Through sports, teenagers can be guided to respect each other, and their self-confidence, courage and perseverance can be enhanced. Therefore, since the birth of flag football, it has quickly captured many fans around the world, and has huge participants in dozens of countries around the world.

Neighbors have taken the lead.

　 　2028 seems far away, but many "neighbors" in Asia have taken action early, and Japan is very representative.

　 　From 1998 to now, flag football has changed from an unknown sport in Japan to a popular sport on Japanese campuses. The data shows that more than one-third of primary schools (6,700 schools) in Japan have carried out flag football. Especially since 2011, flag football has been raised to the level of learning guidance for students in grades 3, 4, 5 and 6 in Japan. Since the flag football was declared to be the event of the World Games, Japan has taken precautions to promote its talent reserve and selection in its own country from the perspective of Olympic strategy.

　 In addition to Japan, South Korea, Thailand, the Philippines and other Asian countries also have good strength in flag football. As an early area to carry out flag football, these countries often win gold and silver in flag football games. I believe that once the project is successful in entering the Olympics, they will gain the first-Mover advantage. Therefore, if China Rugby wants to make a difference in this project, it is urgent.

Shanghai has the best rugby soil.

　 　 A good opportunity, a suitable soil, the seeds of love will have the opportunity to become a forest. Jia Hengxuan said that the nfl thinks that Shanghai can become this "starting point" because it has the best rugby soil in the country.

　 　 Patrick, an American who has been a rugby coach in China for six years, said frankly, "There is almost no gap between China players and American players." He once led a team to compete with nfl players in Major League Football. He thinks that China is almost the same as American players in terms of personal ability and potential ability, and the only difference is the growth environment, that is, "the soil of football".

　 　 Wang Datong can be said to be one of the earliest people to promote American football in Shanghai. He started to contact football at the age of 12, played high school football league in Hawaii, and was still an avid fan of the sport when he was studying at the University of Illinois. Since 2013, he has served as a player and coach in a well-known amateur football club in Shanghai. He told reporters that because American football is a non-Olympic event, there is little top-down support. The main development form of this project in China is the grassroots rugby club, which is organized spontaneously by rugby fans. Shanghai is the most representative American football town. There are not only many clubs, but also a set of scientific management models, which regularly organize training and competitions.

　 　 There are many "signs" that can prove this soil. In terms of participation, the number of domestic teams participating in organized amateur adult equipment leagues increased from 8 in 2014 to 64 in 2019, and the number of Shanghai teams accounted for one third of them; Many campuses in Shanghai have introduced rugby projects one after another, and there are countless non-governmental training institutions. As early as 2018, data showed that more than 8,000 primary school students in Shanghai were trained in rugby courses at least once a week. In the Super Bowl every year, nearly 10 million China viewers watch the live broadcast of the event on TV and new media platforms, among which Shanghai fans account for the majority.

　 　 The year-round folk games have become the core of revitalizing this football hotspot. In the past two years, the rugby amateur league, which was created by Shanghai Rugby Association (hereinafter referred to as "Shanghai Rugby Association"), has its sub-events and events including: American Rugby Amateur League, Waist Flag Rugby Amateur League, Rugby Amateur League, Touch Rugby League, Junior Rugby League, Magnolia Bowl American Rugby Championship, Shanghai Rugby Ten-a-side Championship, and Ambassador Bowl International Rugby Invitational Tournament …

　 　 In recent years, the competition system and stage of Shanghai rugby have been further enhanced and enlarged. Shanghai sports management department brought rugby into the city amateur league, and the government set up a platform to promote and popularize rugby with high-quality resources. As the main body of the competition, the "Football Association" attracted the nfl, the top professional sports league, to participate actively with the authoritative and professional style of running the competition. It can be said that many parties worked together to breed "soil" together.

　 　 Take Xuhui District as an example. In the past two years, the rugby atmosphere has been rich. First, with the help of the "East Wind" of the city amateur league, the sport itself is very compatible with the regional style. "As a city with a high degree of internationalization, rugby matches the regional characteristics very well and won the love of the people. At present, there are a large number of white-collar workers and teenagers participating in the district, and they need more rugby amateur events suitable for participation. " Zhang Ying, director of the Sports Bureau of Xuhui District, said that the Shanghai Urban Amateur Football League Finals has become an annual "sports festival" in Xuhui District, which is not only a platform for promoting rugby among the people, but also a stage for improving the level of domestic amateur rugby fans.

Is it feasible to form a national team through social training?　

　 　"On the development of flag football, Shanghai has always been a leader in China." The nfl’s judgment is convincing, because since 2003, the nfl has started to hold training camps for flag football coaches and referees in China; In 2008, nfl began to organize university flag football league in Beishangguang, with nearly 40 universities including Tsinghua, Fudan and Guangzhou University participating. In 2015, the nfl held a flag football tournament in China, covering primary schools, junior high schools, senior high schools, universities and public groups, achieving full age coverage.

In the nfl’s view, the biggest difference between football and other sports is the tacit understanding and team cohesion between players, which is the upper limit of the strength of a football team, not the talent of a few players. "We have reached a consensus with the Shanghai Football Association and hope to try to tap football talents through social training." Ding Ye, Secretary-General of Shanghai Rugby Association, revealed that the two sides are already planning to set up a rugby training base in Shanghai. "Our vision is to make full use of Shanghai’s unique rugby soil, select good young people who are talented and enthusiastic about rugby, and after a long period of training and running-in, continue to participate in high-quality competitions, and even go abroad to receive higher-level guidance and learn from international excellent teams, and finally build a truly competitive elite team of flag rugby.

　 　Ding Ye said frankly that the "software equipment" to realize these ideas is relatively mature at present-based on the successful cooperation between Shanghai Football Association and nfl for many years, the latter is willing to provide the best coach resources, and in the key aspects of talent training, the connection between overseas high-level training platforms and leagues, Shanghai Football Association will play a good bridge role. "But beyond the’ software’, the creation of such an elite team still needs the intervention and guidance of the government, giving necessary hardware support such as venues and policies." Ding Wei said.

　 　 No matter what the result is, as long as we act immediately, it will be of great significance to take precautions at this moment once the flag football successfully enters the Olympics in the near future. Is it really possible for China’s first national flag rugby team to be born in Shanghai and sprint to the Olympic Games?

Editor-in-Chief: Chen Hua

Author: Yao Qinyi

Text Editor: Yao Qinyi

　　On December 27th, the People’s Bank of China publicly solicited opinions on the Implementation Measures of the People’s Bank of China for the Protection of Financial Consumers’ Rights and Interests (Draft for Comment). The "Implementation Measures" specifically regulate the behavior norms of financial institutions, the protection of consumers’ financial information, and the settlement of financial consumption disputes.

　　What should financial institutions do?

　　Protection of consumers’ rights and interests should be included in the assessment.

　　The "Implementation Measures" require that financial institutions should formulate the overall plan and specific work measures for the protection of financial consumers’ rights and interests in their own institutions. Establish a full-time department or designate a lead department to protect the rights and interests of financial consumers, clarify the responsibilities of departments and personnel, and ensure that they have enough manpower and material resources to work independently.

　　Financial institutions shall carry out special training on the protection of financial consumers’ rights and interests at least once a year.

　　When financial institutions carry out evaluation, they should take the protection of financial consumers’ rights and interests as an important content, rationally allocate the proportion and weight of relevant indicators, comprehensively consider business compliance, customer satisfaction, timely complaint handling rate and qualified rate, and not simply take the number of complaints as the evaluation index.

　　Relevant information shall be kept for at least three years after the termination of business relationship.

　　The "Implementation Measures" stipulate that when financial institutions disclose information on financial products and services, they should use a way that is conducive to the reception and understanding of financial consumers. The rules for the collection and use of consumer financial information should be made public, and the purpose, method and scope of the collection and use of consumer financial information should be clearly stated. For important information related to the immediate interests of financial consumers, such as interest rates, fees, benefits and risks, key technical terms should be explained according to the complexity and risk level of financial products and services, and financial consumers should be confirmed to have received complete information in an appropriate way.

　　When explaining important contents and disclosing risks to financial consumers, financial institutions shall keep relevant materials in accordance with laws, regulations and regulatory provisions, and the retention time shall not be less than three years from the date of termination of business relations. Where laws and administrative regulations provide otherwise, such provisions shall prevail. The retained materials include but are not limited to: product or service agreement confirmed by financial consumers, and risk warning letter confirmed by financial consumers; Record audio and video recordings or system logs and other related data messages that explain important contents to financial consumers.

　　What can’t financial institutions do?

　　Shall not handle business on behalf of financial consumers without authorization.

　　The Implementation Measures require that financial institutions should assess the suitability of financial products and services to financial consumers according to their characteristics, reasonably classify the risk levels of financial products and services and the risk tolerance levels of financial consumers, and provide appropriate financial products and services to appropriate financial consumers.

　　Financial institutions shall ensure the property safety of financial consumers when purchasing and using financial products and services according to law, and shall not illegally misappropriate or occupy financial consumers’ funds and other financial assets.

　　At the same time, we should respect the real wishes of financial consumers to buy financial products or services, and we should not arbitrarily act as agents for financial consumers to handle business, modify financial consumers’ business instructions, or force tying other products or services.

　　There must be no format clause.

　　Unfair and unreasonable regulations for consumers

　　Many consumers usually sign the format clauses of financial institutions without reading them clearly. In order to prevent the infringement of consumers’ legitimate rights and interests, the Implementation Measures require that when financial institutions provide financial products or services to financial consumers, they should draw financial consumers’ attention to the contents of financial products or services that are of great interest to financial consumers, such as the quantity, interest rate, expenses, time limit and method of performance, precautions and risk warning, and explain them according to the requirements of financial consumers. If the standard terms are in electronic form, they should be identifiable and easy to obtain.

　　At the same time, financial institutions shall not make provisions with the following five contents in the form of standard clauses, notices, statements, notices, etc.: (1) Reducing or exempting financial institutions from the liability for compensation for financial consumers’ property losses; (2) stipulating that financial consumers shall bear liquidated damages or damages exceeding the statutory limit; (3) Exclude or restrict the right of financial consumers to inquire, delete or modify their financial information according to law; (4) excluding or restricting the right of financial consumers to choose financial products or services provided by other financial institutions; (5) Other unfair and unreasonable provisions for financial consumers.

　　The "Implementation Measures" require that financial institutions should promptly revise or clean up the format clauses and service agreement texts that infringe on the legitimate rights and interests of financial consumers.

　　Promoting non-guaranteed products should not mislead people into believing that profits are guaranteed.

　　The "Implementation Measures" require that financial institutions should be responsible for the authenticity of marketing propaganda content. The actual obligations of financial institutions shall not be lower than the standards promised to financial consumers in the form of advertisements, materials or explanations in marketing and publicity activities.

　　Financial institutions shall not engage in the following five acts when conducting marketing and publicity activities: (1) false, fraudulent, concealed or misleading propaganda; (2) Exaggerated propaganda on performance or product income; (3) misleading financial consumers into thinking that the financial management department has provided a guarantee for the financial product or service by using the procedures of auditing or filing the financial product or service by the financial management department; (4) The marketing propaganda contents of non-guaranteed investment financial products mislead financial consumers into believing that the principal can be guaranteed to be safe or profitable; (five) other acts in violation of laws, regulations and regulatory provisions related to the protection of the rights and interests of financial consumers.

　　Shall not be forced to collect consumer financial information in disguise.

　　The Implementation Measures has a special chapter to regulate the protection of consumers’ financial information, including consumers’ personal identity information, property information, account information, credit information, financial transaction information and other information related to the purchase and use of financial products or services by specific consumers.

　　According to the "Implementation Measures", financial institutions should follow the principles of legality, legitimacy and necessity in collecting and using consumer financial information, with the express consent of financial consumers. Financial institutions shall not collect consumer financial information unrelated to their business, nor shall they collect information in an improper way, nor shall they collect consumer financial information in a disguised form.

　　Financial institutions shall not take the consent of financial consumers to the use of financial information for external provision as a prerequisite for establishing business relations with financial consumers, unless the nature of the business relationship requires prior consent.

　　Where a financial institution obtains the consent of consumers for the collection and use of financial information through standard clauses, it shall specify the purpose, method, content and scope of use of the collection in the clauses, and remind financial consumers of the possible consequences of the consent in a conspicuous way as easily as possible.

　　At the same time, financial institutions shall use consumer financial information in accordance with the provisions of laws and regulations and the purposes agreed by both parties, and shall not use it beyond the scope.

　　Can’t "throw the pot" to the outsourcing service provider

　　The "Implementation Measures" stipulate that the obligation of financial institutions to protect consumers’ financial information security will not be transferred or reduced because of their cooperation with outsourcing service providers.

　　Financial institutions shall fully review and evaluate the ability of outsourcing service providers to protect consumers’ financial information, clarify the responsibilities and confidentiality obligations of outsourcing service providers to protect consumers’ financial information in relevant agreements, and take necessary measures to supervise outsourcing service providers to perform the above responsibilities and obligations. After the termination of the cooperative relationship, the financial institution shall supervise the outsourcing service provider to destroy the consumer financial information obtained from the financial institution in time.

　　Encourage financial institutions to transfer their financial information to other financial institutions designated by financial consumers on the premise of technical feasibility.

　　What if something goes wrong?

　　The "Implementation Measures" clarify that if there is a financial consumption dispute between financial consumers and financial institutions, they should first complain to the financial institutions. If a financial consumer does not accept the handling of complaints made by a financial institution, he may make a complaint through the branch of the People’s Bank of China where the financial institution has its domicile or where the business behavior takes place.

　　After receiving complaints from financial consumers, the branches of the People’s Bank of China can answer whether to accept them on the spot, and should answer them on the spot; If you can’t answer on the spot, you should make a decision on whether to accept it within 7 working days from the date of receiving the complaint; If the complainant needs to make corrections to the complaint application, he shall make a decision on whether to accept it within 7 working days from the date of completion of the correction. For complaints that are not accepted, the complainant shall be informed of the reasons for not accepting them. For the complaints received, the complaint shall be transferred to the complained financial institution for handling or to the financial consumer dispute mediation organization to provide mediation services within 5 working days from the date of receiving the decision.

　　The financial institution shall reply to the complainant within 15 working days from the date of receiving the complaint forwarded by the branch of the People’s Bank of China. If the situation is complicated, the handling period may be extended, and the complainant shall be informed of the reasons for the extension, but the longest handling period shall not exceed two months. (Reporter Cheng Wei)

　　High-tech Zone Park Mao

　　Zhengdong new area Haihui center

　　□ Planning and Coordination: An Wei Zhu Kun Executive: Dahebao Dahe Client Reporter Duan Weiduo Wen Wu Guoqiang Photography

　　[If you open the column]

　　Some people say that in the adult world, life is during the day and life is at night.

　　For example, in the watery night, it is easy to remove the disguise and fatigue, or have a drink with two or three friends, or take a walk with your wife and children, so that life can return to your true self. In this way, the night economy and night culture have survived forever and have been passed down to this day.

　　Recently, the Central Civilization Office issued a document. In order to cope with the impact of the epidemic, in this year’s national civilized city evaluation index, the occupation of roads, road markets and mobile vendors will not be listed as the evaluation contents of civilized cities, and the "stall economy" has triggered a hot discussion throughout the network; In the past few days, many places have issued policies to support the development of the night economy and the preservation of the fireworks at night.

　　What is the current situation of night economy development in various parts of Henan Province? What bottlenecks have you encountered in the development process? How to plan development in the future? Is the "stall economy" of the hot network a flash in the pan or can it really be standardized and developed into a new normal? From now on, Dahe Daily has launched a series of planning reports "Travel Notes at Night", which today presents a heavy nightlife visit in Zheng, Bian and Luo.

　　[Visiting the North City] While rolling around, the dog blows cool wind from Beilonghu.

　　Coordinates: Longhuli

　　"After a long time, I finally want to look up, and you will wait for me on the other side. You are still mine, mine and mine …"

　　On the evening of June 2nd, the last sunset glow in the sky glowed with yellow macaroon color, and the lights on Longhuli Commercial Street surrounded by Beilonghu and Dongfeng Canal were on. The young singer played the keyboard and sang Chen Li’s "Walking Horse".

　　With music as the boundary, there is a brightly lit open-air market to the north, and all kinds of colorful little things are placed in stalls of exquisite literature and art. Whether it is a traditional dough kneader or fairy wand in online celebrity, it is always more tempting in the night than in the daytime, and people can’t help but stop to read it. The high value and the price of civilians are easy for buy buy to buy if they are not careful.

　　Going south, there is a large open-air dining. After a busy day’s life, everyone gathered here from all directions, either because of friendship, or because of love, or even if it is still to maintain work, with a cool glass of beer, everyone unloaded the burden in the night. It’s a beautiful day to be able to slap a dog while stringing.

　　As the first commercial entity in Beilonghu area to enter the market and operate, Longhuli has set up a new way to open Zhengzhou nightlife to a certain extent.

　　"I don’t understand the darkness of night during the day! I heard that it is very good here, and I specially came to sit with my friends. " Mr. Zhao, a citizen, told Dahe Daily that the traditional open-air barbecue always seems to be associated with dirty mess, but Longhu not only retains the freedom and carefree of the traditional open-air barbecue, but also is relatively cleaner, which is very suitable for young people to get together. Surrounded by water system here, although you can’t see it, it seems that you can feel the cool wind blowing from the side of Beilong Lake when you sit down.

　　In addition to the relatively new overall planning, the department also arranged for a special person to clean up the garbage. A cleaning aunt told reporters that they should always keep the ground clean and tidy, and cleaning will not get off work until 1 am.

　　Liu Pengge, the chairman of Henan Longhuli Commercial Management Co., Ltd. said that Longhuli was opened to the outside world in units of stores, which was different from the collective opening of traditional businesses at a certain time. On December 8, 2018, Grain Rain Yun, Banqiu, TIMCHA, JHW and other stores opened one after another. Longhuli Commercial District covers an area of 46,000m2, and there are currently 28 shops in operation, including 5 investment brands and 23 self-operated brands.

　　[Visiting Dongcheng] Why do you walk at night? "I’m tired, I’m coming, I’m all right, I’m leaving."

　　Coordinates: Haihui Center

　　If Longhuli is an emerging petty bourgeoisie gathering place, then the Haihui Center, which opened in 2017, is relatively more mature in temperament. In addition to the traditional brand restaurants such as Haidilao and Starbucks, various distinctive light and luxurious bars may be the ultimate magic weapon to attract young people and gather people at night.

　　"I’m tired, I’m coming, I’m ready, I’m leaving", which is a slogan written on the wall in a bar in Haihui Center, which may explain why many people like to go out at night. Unlike traditional bars, which always sell wine by the dozen, and the price is quite high, these places focus on bar culture and catering characteristics, and the prices of various wines are very transparent. The special beers from France, Denmark, Germany, the United States, Britain and other places are placed in huge freezers, and consumers can choose by themselves. Together with two or three friends, they can taste beer from the three countries for less than 100 yuan.

　　The other one specializes in all kinds of craft beer. On the wall of the store or on the T-shirt of the waiter, their store advertised that "when the world panicked, only the fine wine was with me".

　　Beer can be Chinese and western, and it is a "perfect match" with spicy crayfish or steak.

　　"We are not drinking wine, but the night in Zhengzhou." A consumer said.

　　"Eating is not just eating, but a healing process." Another consumer said.

　　While the night was just right, three or five friends ate and chatted, and when they looked up, they saw a full moon in the sky. After eating and drinking enough, I left for a walk, only to find that a street singer was singing Jay Chou not far away, and I couldn’t help sitting on the steps for a while. At that moment, you might really feel how beautiful the night in Zhengzhou is.

　　[Visit Xicheng] Gaoxin Night Lane, the fashion version of the stall you want is coming!

　　Coordinates: Park Mau

　　As an old-fashioned night market in Zhengzhou, Jiankang Road Night Market has renewed its energy, and every night, it is full of fireworks. Recently, in order to respond to the call of Zhengzhou City to build a night economy and restore the market economy affected by the epidemic as soon as possible, the High-tech Zone Management Committee and Langyue Park Mao launched the activity of "Ximei High-tech High-tech Night Lane", which attracted many citizens.

　　The night market street is set in a square, where the main theme is trends, cultural creation and fashion. There are not many booths, but they are exquisite and very romantic after being decorated with lights.

　　In addition to the cultural and creative market, there are also many contents such as catering, street music, open-air movies and so on. Both adults and children can find their own fun.

　　In order to help merchants to resume business and economic recovery, the High-tech Zone Management Committee will also invest about 12.25 million yuan in fashion coupons and blessing bags to stimulate the night economic development of the High-tech Zone.

　　[Management] Enriching cultural activities at night is more active at night than during the day

　　Recently, the development of night economy has become a "hot word". From the national level to the Zhengzhou level, a series of policies have been issued to support the development of night economy. "Because of the epidemic, the catering industry has suffered an unprecedented severe test." Liu Pengge said, however, in an extraordinary period, there must be extraordinary efforts and attempts. For example, by increasing and optimizing the take-away service, forming a community to share food and joy, and providing safer and more secure delivery services, it has accumulated a reputation for the opening of the restaurant and the resumption of normal business. "For now, the activity in some business districts at night is higher than during the day. The domestic epidemic prevention and control situation is stable, and the arrival of summer has also enabled the activation of the night economy to have more positive climatic conditions and consumer psychology, and the passenger flow has obviously improved. "

　　[saying] to spread the economy, parity, fashion and characteristics can retain people better.

　　What is the current operation of the open-air market, also known as the "stall economy"?

　　During the reporter’s visit, I learned that many stall owners will give priority to small items that are cheap, fashionable, distinctive and valuable, such as headdresses, various cultural and creative products, mosquito repellent and umbrellas. In the process of shopping, people may "buy at will".

　　"Introducing cultural and creative brand businesses and promoting stall economy is one of the ways to build a landmark commercial night economy and cultivate a diversified new market for night consumption." Liu Pengge introduced that the summer night market will become the normal state of Longhuli block.

　　According to Huang Yongsheng, Commercial Manager of Gongyuan Mao, Gaoxin Night Lane has continuously attracted people from the Hi-tech Zone to experience food and participate in interaction since its opening. Only at the event site, the average daily passenger flow exceeded 20,000.

　　Xinhua News Agency, Beijing, September 6th (international observation) Crimes against the world are numerous — — The beginning of American military hegemony

　　Xinhua News Agency reporter Liu Si Zhu Ruiqing

　　"This country was established through a ruthless and soul-destroying war. Only by recognizing this can we understand the past and present of the United States. " Holger Hawke, a German historian, wrote in The Scar of America: The War of Independence and the Violent Gene of American Politics.

　　The history of the founding and development of the United States coincides with its historical pace of war and expansion. Since its independence for more than 240 years, the United States, with its colonial genes and imperial dreams, has evolved from a new political power in a corner of North America to a global military hegemony through continuous wars and military expansion, and has used hegemony to bully and bully.

　　Countless facts tell the world that America’s military hegemonic behavior of bullying and usurping power violates the general trend of peace and development, brings great catastrophe and endless harm to many countries, is the main source of world unrest and the biggest challenge that threatens the civilization and progress of human society.

　　"Destiny is Destined by Heaven": Spiritual Hypothesis Supporting Hegemony

　　The United States boasts itself as a "city on the top of a mountain", while Americans regard themselves as "God’s voters" and think that the United States is a country with a "destiny". For hundreds of years, Americans have given so-called "legitimacy" and "sanctity" to American military expansion and hegemony.

　　According to the report "The Origin, Reality and Harm of American Military Hegemony" issued by Xinhua News Agency’s national high-end think tank (referred to as the report), the United States relied on force to expand continuously, and used the US-Mexico War and the Spanish-American War to expand westward and seaward. After two world wars, it rose to become a global superpower and formed a dominant unipolar hegemony after the Cold War. In the process of the United States moving towards global military hegemony, the theory of "Destiny by Heaven" has always provided a mental hypothesis and an excuse for action for the United States to develop and consolidate its military hegemony, and has constantly influenced American policies and behaviors — — It is not only the basis and excuse of using military means to expand territory and violently persecute aborigines in American history, but also the ideological root of the United States’ struggle for world dominance, exporting values and foreign military intervention since the 20th century.

　　George Herring, an American diplomatic scholar, once pointed out that from expelling Native Americans, seizing one-third of Mexico’s territory, colonizing Filipinos and Puerto Ricans, and invading Iraq in 2003, "the United States ‘ Great mission ’ The understanding has been used to rationalize its military expansion. "

　　In addition, Americans are constantly trying to find a theoretical basis for their own expansion behavior. Social Darwinists in the United States say that countries, like nature, follow the law of the jungle and the survival of the fittest. Scholars of international relations put forward hegemonic stability theory, democratic peace theory and so on, advocating that the unipolar system of the world led by the United States can bring lasting peace.

　　The report holds that, in fact, these arguments can’t stand the test of history and reality. No matter how they are changed, they are all theories that defend and serve the military hegemony and interests of the United States, and their core reflects the imperial thoughts of the United States of belligerence, expansion, intervention and moral whitewash.

　　Soft and Hard: Various Means to Maintain Hegemony

　　"War has become an inseparable part of this country’s history. Rather than saying that the United States has been at war since the founding of the People’s Republic of China, it is better to say that the war itself created the United States. The war fought by the United States has made the United States today and will also shape the future United States. " French historian Thomas Rabineau described the "unbreakable" relationship between the United States and the war.

　　War and military action are the most direct means for the United States to maintain its military hegemony. In its more than 240-year history, the United States has not fought for less than 20 years, making it the most combative country in the history of the world. Through successive wars, the United States laid military bases covering the whole world as strategic anchor points to control the world, regarded Latin American and Caribbean countries as "backyards", controlled the geopolitical throats of Eurasia such as the Middle East, deployed troops to Africa, and controlled important resources and raw materials by military means.

　　According to a 2021 study by Quincy Institute of Governing the Country, an American think tank, at present, the United States has 750 military bases in 80 overseas countries and regions, almost three times the number of American embassies, consulates and missions abroad, and the annual operating cost may be as high as 55 billion US dollars. Since 2001 alone, overseas military bases have supported the United States in launching wars or military operations in at least 25 countries.

　　The report pointed out that in order to maintain global military hegemony, the United States not only directly controls it by launching or intervening in wars, laying a global network of military bases, but also indirectly controls it by building an alliance system and using rules and mechanisms.

　　Marked by the establishment of NATO in 1949, the United States began to build a military alliance, and then established bilateral alliances such as the United States, the Philippines, the United States and Japan, and the United States and South Korea, in an attempt to gain the overall military strength advantage through alliance so as to deter opponents and realize their own political and security interests. Nowadays, more and more countries find that the alliance system is actually a tool for the United States to maintain military hegemony, and as an "ally", it has to obey the will of the United States. As Sevim Dagdelen, a member of the German Bundestag, said, "What the United States wants is not an ally, but a loyal servant."

　　Various rules and mechanisms are another important means of stealth control in the United States, such as using laws and regulations such as the Export Management Regulations and the Arms Export Control Law to build a dual-use and military export control system; Establish legislation in specific areas such as the Atomic Energy Law; Establish or lead multilateral mechanisms such as Paris Coordinating Committee, Missile Technology Control Regime and Wassenaar Arrangement. The existence of these international rules and mechanisms essentially serves American security interests.

　　In recent years, Americans have also concocted the phrase "rules-based international order" to beautify packaging hegemonism. Alexander gusev, director of the Russian Institute of Strategic Planning and Forecasting, pointed out that the United States deliberately keeps the definition of "rules-based international order" vague, because the less specific these so-called "rules" are, the more it can "dress up" them at will. Once a country violates the will of the United States, the United States will accuse it of "violating the rules" and there is reason to punish it.

　　Endless harm: the disaster caused by the abuse of hegemony

　　"We can have a special national flag — — Our country can do the same: we can just keep our usual national flag, paint the white stripes black and replace the stars with skull symbols. " In 1901, Mark Twain, an American writer, wrote such words to condemn the imperialist behavior of the United States in waging war and bloody slaughter in the Philippines.

　　The chariots driven by American military hegemony have brought endless harm. The war to conquer Indians directly wiped out millions of Indian population; In the colonial war in the Philippines, 200,000 to 1 million Filipinos died; In the Korean War, more than 3 million civilians died; In the Vietnam War, 2 million civilians died; In the Iraq war, 200,000 to 250,000 civilians died … … According to the figures released this year by Brown University’s "War Cost" project, after the "September 11" incident, the United States launched wars or "anti-terrorist actions" in at least 85 countries around the world, which directly led to more than 940,000 deaths, including 432,000 civilians, and 38 million people were displaced or became refugees.

　　As Walter Russell Meade, an American scholar and professor at Bard College, said, "The United States is the most dangerous military force in the history of the world."

　　American military behavior in the world not only directly caused huge humanitarian disasters, but also brought a series of complex social problems including social unrest, refugee tide, psychological trauma, ecological crisis and so on.

　　For example, the US military left about 350,000 tons of explosive bombs and mines in Vietnam, and it is estimated that it will still take 300 years to completely remove them. From 2002 to 2016, there were at least 270 environmental pollution incidents at three US military bases in Okinawa, Japan, most of which were not notified to the Japanese government. In May, 2022, the US military base in Longshan, which South Korea is recovering, was seriously polluted by exposed soil and groundwater. The Ministry of Environment of South Korea found that the total petroleum hydrocarbons in the soil of the dormitory site in Nanyingqu of the base exceeded the standard by 29 times, and the carcinogens benzene and phenol in the groundwater exceeded the standard by 3.4 times and 2.8 times respectively.

　　According to the data released by the Watson Institute of International and Public Affairs of Brown University in 2019, since the global war on terrorism in 2001, the US military has produced 1.2 billion tons of greenhouse gases in the process of equipment and deployment, combat operations, weapons manufacturing, etc. "It is one of the largest greenhouse gas emitters in the world".

　　American military hegemonic behavior has brought disasters to all countries in the world, but also brought serious trauma to the United States itself. Rabineau pointed out in the book "American War Culture" that almost every generation in the United States has swallowed the evil consequences of the political, economic and social chaos caused by the war.

　　According to the data of Brown University’s "War Cost" project, more than 7,000 American soldiers and about 8,000 American defense contractors were killed in the war launched by the United States after the "9.11" incident. More than 30,000 American soldiers committed suicide, which is four times the number of people killed in the battle. The sky-high military expenditure invested by the United States to maintain military hegemony has also put an increasingly heavy burden on American nationals. After 2001, the war-related expenditure in the United States has exceeded 5.8 trillion US dollars. More importantly, America’s military hegemony and foreign war acts have bred and encouraged extremist forces and self-consumed, and the "9.11" incident is a typical case.

　　"It is for the United States to build a country in war, expand in war and dominate in war." The report writes that the military expansion of the United States continues today, and American military hegemonism is still bullying and destroying the world we live together.