Heavy rainfall is on the scene! The stronger cold air is coming, and the temperature in Zhejiang will plummet all the way

After the last wave of cold air, the temperature in Zhejiang finally returned to what it should look like in autumn.

Precipitation strikes.

At noon today, the whole province turned to rain one after another, with moderate to heavy rain, local heavy rain and thunderstorms. The overall precipitation this year is less, and it is good news to drop some rain!

Cold air is coming again.

After beginning of winter, cold air activities became more frequent, one after another. Sure enough, beginning of winter was the most intense solar term.

There will be a new cold air immediately, which will affect Zhejiang tonight, this time stronger than the last time. Today will be the hottest day in the next few days. Due to the influence of vortex precipitation and cold air, the daily average temperature will drop day by day from tonight to November 13th, and the process temperature drop can reach 7-9℃.

The cold feeling will be further aggravated in the morning and evening, so friends need to pay attention to the early warning and forecasting information, add clothes in time, and beware of catching a cold.

Weekly weather forecast

This afternoon to night

There are showers and local thunderstorms in the northwest and southeast coastal areas of Zhejiang, and showers and local thunderstorms in other areas from cloudy afternoon; Among them, there are moderate to heavy rains and local heavy rains in the north-central Zhejiang and the northern western Lishui.

Among them, there are 5~7 gusts in some inland areas of Zhejiang from midnight today to tomorrow, and 8 gusts in high-altitude mountainous areas and rivers and lakes.

November 10th.

There are cloudy showers, partial moderate rain and partial heavy rain in central and southern Zhejiang; There is sometimes light rain in cloudy areas in northern Zhejiang.

The lowest temperature on November 10th: 14-16 degrees in coastal areas and 12-14 degrees in other areas; Maximum temperature: 20-22 degrees in coastal areas and 17-19 degrees in other areas.

November 11th.

The northern part of Zhejiang is cloudy to cloudy with light rain, while other areas are sometimes cloudy with light rain.

November 12th.

It is cloudy and sometimes rainy in the whole province.

13-15 November

The whole province is cloudy.

November sixteenth

It’s cloudy and rainy in the whole province.

17-8 November

The whole province is cloudy.

Cold air process influence

Cold air began to affect Zhejiang tonight. There are 5~7 gusts in some inland areas, and 8 gusts in high-altitude mountainous areas and rivers and lakes, and the coastal gale lasts for a long time, from tonight until the 13th.

Attention should be paid to the prevention of strong winds along the coast. Water operations and passing ships in relevant waters should take shelter from the wind in safe areas and strengthen port facilities to prevent ships from anchoring, grounding and collision.

People should stay away from buildings, billboards, tall trees and simple buildings where falling objects may occur.

Clean up all kinds of sundries such as bricks and flowerpots piled on the roof, windowsill, balcony and terrace to prevent them from blowing off.

Citizens and friends need to add clothes, crops and exposed water pipes in time to take anti-freezing measures.

The temperature fluctuates greatly in autumn and winter, so you need to know the tricks to prevent colds ~

A cold has three main characteristics:

It is often dominated by wind-cold and cold. Sudden air is easy to make people catch cold, which makes people feel cold all over, and then they have a headache, stuffy nose and runny nose.

Infectious. Most people stay in a closed room for a long time to keep warm. When people with colds sneeze and cough, fine particles will float in the air and infect more people.

It is more likely to cause or aggravate respiratory diseases. A cold in cold weather will have more symptoms of respiratory infection, causing or aggravating diseases such as rhinitis, asthma, chronic bronchitis and pneumonia.

Prevention is the key to colds. The first is daily life. The warm parts that the human body should pay special attention to in autumn and winter are the head, neck, back and feet, so as to improve the human body’s defense ability.

Secondly, don’t blindly wear skirts and expose your ankles, but pay attention to the warmth of your legs and ankles.

Again, pay attention to drink plenty of warm water. Put a basin of water in the room or use a humidifier to improve the humidity of the room and reduce the irritation of dry air to the respiratory tract.

It is suggested that windows should be opened frequently in autumn and winter to keep the indoor air fresh. Try to go to public places as little as possible; Get more sunshine, take part in outdoor activities and exercise; Dry the bedding frequently in cold weather. Eat more vegetables in your daily diet, such as vegetables, cabbage, radish, etc.

The content is integrated from Zhejiang Weather and China Weather Network.

Original title: "Heavy rainfall debut! Stronger cold air is coming, and the temperature in Zhejiang will plummet all the way. "

Central Bank: No compulsory collection of consumer financial information in disguise.

  On December 27th, the People’s Bank of China publicly solicited opinions on the Implementation Measures of the People’s Bank of China for the Protection of Financial Consumers’ Rights and Interests (Draft for Comment). The "Implementation Measures" specifically regulate the behavior norms of financial institutions, the protection of consumers’ financial information, and the settlement of financial consumption disputes.

  What should financial institutions do?

  Protection of consumers’ rights and interests should be included in the assessment.

  The "Implementation Measures" require that financial institutions should formulate the overall plan and specific work measures for the protection of financial consumers’ rights and interests in their own institutions. Establish a full-time department or designate a lead department to protect the rights and interests of financial consumers, clarify the responsibilities of departments and personnel, and ensure that they have enough manpower and material resources to work independently.

  Financial institutions shall carry out special training on the protection of financial consumers’ rights and interests at least once a year.

  When financial institutions carry out evaluation, they should take the protection of financial consumers’ rights and interests as an important content, rationally allocate the proportion and weight of relevant indicators, comprehensively consider business compliance, customer satisfaction, timely complaint handling rate and qualified rate, and not simply take the number of complaints as the evaluation index.

  Relevant information shall be kept for at least three years after the termination of business relationship.

  The "Implementation Measures" stipulate that when financial institutions disclose information on financial products and services, they should use a way that is conducive to the reception and understanding of financial consumers. The rules for the collection and use of consumer financial information should be made public, and the purpose, method and scope of the collection and use of consumer financial information should be clearly stated. For important information related to the immediate interests of financial consumers, such as interest rates, fees, benefits and risks, key technical terms should be explained according to the complexity and risk level of financial products and services, and financial consumers should be confirmed to have received complete information in an appropriate way.

  When explaining important contents and disclosing risks to financial consumers, financial institutions shall keep relevant materials in accordance with laws, regulations and regulatory provisions, and the retention time shall not be less than three years from the date of termination of business relations. Where laws and administrative regulations provide otherwise, such provisions shall prevail. The retained materials include but are not limited to: product or service agreement confirmed by financial consumers, and risk warning letter confirmed by financial consumers; Record audio and video recordings or system logs and other related data messages that explain important contents to financial consumers.

  What can’t financial institutions do?

  Shall not handle business on behalf of financial consumers without authorization.

  The Implementation Measures require that financial institutions should assess the suitability of financial products and services to financial consumers according to their characteristics, reasonably classify the risk levels of financial products and services and the risk tolerance levels of financial consumers, and provide appropriate financial products and services to appropriate financial consumers.

  Financial institutions shall ensure the property safety of financial consumers when purchasing and using financial products and services according to law, and shall not illegally misappropriate or occupy financial consumers’ funds and other financial assets.

  At the same time, we should respect the real wishes of financial consumers to buy financial products or services, and we should not arbitrarily act as agents for financial consumers to handle business, modify financial consumers’ business instructions, or force tying other products or services.

  There must be no format clause.

  Unfair and unreasonable regulations for consumers

  Many consumers usually sign the format clauses of financial institutions without reading them clearly. In order to prevent the infringement of consumers’ legitimate rights and interests, the Implementation Measures require that when financial institutions provide financial products or services to financial consumers, they should draw financial consumers’ attention to the contents of financial products or services that are of great interest to financial consumers, such as the quantity, interest rate, expenses, time limit and method of performance, precautions and risk warning, and explain them according to the requirements of financial consumers. If the standard terms are in electronic form, they should be identifiable and easy to obtain.

  At the same time, financial institutions shall not make provisions with the following five contents in the form of standard clauses, notices, statements, notices, etc.: (1) Reducing or exempting financial institutions from the liability for compensation for financial consumers’ property losses; (2) stipulating that financial consumers shall bear liquidated damages or damages exceeding the statutory limit; (3) Exclude or restrict the right of financial consumers to inquire, delete or modify their financial information according to law; (4) excluding or restricting the right of financial consumers to choose financial products or services provided by other financial institutions; (5) Other unfair and unreasonable provisions for financial consumers.

  The "Implementation Measures" require that financial institutions should promptly revise or clean up the format clauses and service agreement texts that infringe on the legitimate rights and interests of financial consumers.

  Promoting non-guaranteed products should not mislead people into believing that profits are guaranteed.

  The "Implementation Measures" require that financial institutions should be responsible for the authenticity of marketing propaganda content. The actual obligations of financial institutions shall not be lower than the standards promised to financial consumers in the form of advertisements, materials or explanations in marketing and publicity activities.

  Financial institutions shall not engage in the following five acts when conducting marketing and publicity activities: (1) false, fraudulent, concealed or misleading propaganda; (2) Exaggerated propaganda on performance or product income; (3) misleading financial consumers into thinking that the financial management department has provided a guarantee for the financial product or service by using the procedures of auditing or filing the financial product or service by the financial management department; (4) The marketing propaganda contents of non-guaranteed investment financial products mislead financial consumers into believing that the principal can be guaranteed to be safe or profitable; (five) other acts in violation of laws, regulations and regulatory provisions related to the protection of the rights and interests of financial consumers.

  Shall not be forced to collect consumer financial information in disguise.

  The Implementation Measures has a special chapter to regulate the protection of consumers’ financial information, including consumers’ personal identity information, property information, account information, credit information, financial transaction information and other information related to the purchase and use of financial products or services by specific consumers.

  According to the "Implementation Measures", financial institutions should follow the principles of legality, legitimacy and necessity in collecting and using consumer financial information, with the express consent of financial consumers. Financial institutions shall not collect consumer financial information unrelated to their business, nor shall they collect information in an improper way, nor shall they collect consumer financial information in a disguised form.

  Financial institutions shall not take the consent of financial consumers to the use of financial information for external provision as a prerequisite for establishing business relations with financial consumers, unless the nature of the business relationship requires prior consent.

  Where a financial institution obtains the consent of consumers for the collection and use of financial information through standard clauses, it shall specify the purpose, method, content and scope of use of the collection in the clauses, and remind financial consumers of the possible consequences of the consent in a conspicuous way as easily as possible.

  At the same time, financial institutions shall use consumer financial information in accordance with the provisions of laws and regulations and the purposes agreed by both parties, and shall not use it beyond the scope.

  Can’t "throw the pot" to the outsourcing service provider

  The "Implementation Measures" stipulate that the obligation of financial institutions to protect consumers’ financial information security will not be transferred or reduced because of their cooperation with outsourcing service providers.

  Financial institutions shall fully review and evaluate the ability of outsourcing service providers to protect consumers’ financial information, clarify the responsibilities and confidentiality obligations of outsourcing service providers to protect consumers’ financial information in relevant agreements, and take necessary measures to supervise outsourcing service providers to perform the above responsibilities and obligations. After the termination of the cooperative relationship, the financial institution shall supervise the outsourcing service provider to destroy the consumer financial information obtained from the financial institution in time.

  Encourage financial institutions to transfer their financial information to other financial institutions designated by financial consumers on the premise of technical feasibility.

  What if something goes wrong?

  The "Implementation Measures" clarify that if there is a financial consumption dispute between financial consumers and financial institutions, they should first complain to the financial institutions. If a financial consumer does not accept the handling of complaints made by a financial institution, he may make a complaint through the branch of the People’s Bank of China where the financial institution has its domicile or where the business behavior takes place.

  After receiving complaints from financial consumers, the branches of the People’s Bank of China can answer whether to accept them on the spot, and should answer them on the spot; If you can’t answer on the spot, you should make a decision on whether to accept it within 7 working days from the date of receiving the complaint; If the complainant needs to make corrections to the complaint application, he shall make a decision on whether to accept it within 7 working days from the date of completion of the correction. For complaints that are not accepted, the complainant shall be informed of the reasons for not accepting them. For the complaints received, the complaint shall be transferred to the complained financial institution for handling or to the financial consumer dispute mediation organization to provide mediation services within 5 working days from the date of receiving the decision.

  The financial institution shall reply to the complainant within 15 working days from the date of receiving the complaint forwarded by the branch of the People’s Bank of China. If the situation is complicated, the handling period may be extended, and the complainant shall be informed of the reasons for the extension, but the longest handling period shall not exceed two months. (Reporter Cheng Wei)

Shao Shiyu, a women’s football player from Beijing Normal University, was elected as the best player in the FISU Football World Cup.

Shao Shiyu sent a message to celebrate Beijing Normal University’s championship. Shao Shiyu Weibo screenshot

The Beijing News On October 31, 2023, the women’s football team of Beijing Normal University scored 7-6 (penalty shootout 5-4) to win the FIFA World Cup.

Shao Shiyu, a women’s football player from Beijing Normal University, was elected as the best player in the competition. On November 1st, Shao Shiyu posted a message on social media to celebrate, "The champion belongs to us and may be late, but he will never be absent. I want both the champion and the MVP. " Shao Shiyu, born in 2000, is a midfielder and now plays for the women’s football team of Hangzhou Bank, a newly promoted female super player.

At the end of July this year, Shao Shiyu won the third place in the Women’s Football Association Cup with Zhejiang Women’s Football Team. Figure/Shao Shiyu Weibo

Editor Wang Chunqiu

Curry revealed the outlook for next season: Paul joined, and the lineup adjustment is highly anticipated.

Curry mentioned next season, and his outlook for the team is exciting!

1. Regarding the joining of Paul, this experienced point guard will bring more depth to the team and make the lineup more reasonable and balanced. Paul’s leadership and organizational skills will add a lot of color to the team.

2. The continuous adjustment of the lineup is normal, but every player is showing his important value. This attitude of teamwork and positive contribution of the players will undoubtedly bring hope to the future of the team.

Although the team as a whole is improving, the biggest problem of the current lineup is the lack of big players, which is a fatal problem. This will bring some challenges against teams with strong insiders such as Nuggets, Timberwolves, Lakers, Grizzlies, Celtics and Bucks. Facing these teams, their tactics and defensive strategies need to be adjusted accordingly, such as strengthening perimeter defense, finding rebounding advantages and improving fast break efficiency to make up for the shortage of inside lines.

# Record my 2023#

Infrastructure for training AI to solve common problems

In order to train artificial intelligence models that can solve common problems, infrastructure is needed to provide support. These infrastructures are usually composed of hardware, software and tools to improve the efficiency and accuracy of model training. This article will introduce the infrastructure for training AI to solve common problems.

I. Hardware infrastructure

When training artificial intelligence models, it is usually necessary to use high-performance computing hardware to provide support. The following are several common hardware infrastructures:

  1. CPU: The central processing unit (CPU) is a general-purpose computing hardware, which can be used to run various types of software, including artificial intelligence models. Although the performance of CPU is relatively low, it is still useful in training small models or debugging.

  2. GPU: A graphics processor is a special computing hardware, which is usually used to process images and videos. Because of its highly parallel structure, GPU can provide higher computing performance than CPU when training artificial intelligence models, so it is widely used.

  3. TPU: Tensor processor is a kind of hardware specially used for artificial intelligence computing, developed by Google. The performance of TPU is higher than that of GPU, and it is suitable for large-scale artificial intelligence model training and reasoning.

Second, the software infrastructure

In addition to hardware infrastructure, some software tools are needed to support the training of artificial intelligence model. The following are some common software infrastructures:

  1. Operating system: Artificial intelligence models usually need to run on an operating system, such as Linux, Windows or macOS.

  2. Development environment: Development environment usually includes programming language, editor and integrated development environment (IDE) for writing and testing artificial intelligence models. Common development environments include Python, TensorFlow, PyTorch and Jupyter Notebook.

  3. Frames and libraries: Frames and libraries provide some common artificial intelligence model algorithms and data processing tools, making model development and training more convenient. Common frameworks and libraries include TensorFlow, PyTorch, Keras and Scikit-Learn.

Third, the tool infrastructure

In addition to the hardware and software infrastructure, some tools are needed to support the training of artificial intelligence models. The following are several common tool infrastructures:

Dataset tool: Dataset tool is used to process and prepare training datasets, such as data cleaning, preprocessing, format conversion, etc. Common data set tools include Pandas, NumPy and SciPy.

2 Visualization tools: Visualization tools are used to visualize the training process and results to help users better understand the performance and behavior of the model. Common visualization tools include Matplotlib, Seaborn and Plotly.

Automatic parameter tuning tool: The automatic parameter tuning tool is used to optimize the parameters of the model to improve the performance and accuracy of the model. Common automatic parameter tuning tools include Optuna, Hyperopt and GridSearchCV.

In short, training artificial intelligence models to solve common problems requires the use of a variety of infrastructures, including hardware, software and tools. These infrastructures are designed to improve the efficiency and accuracy of model training, so that the model can better solve various practical problems. In practical application, users need to choose the appropriate infrastructure according to specific requirements and data characteristics, and design and implement it accordingly.

5-3! 3-1! Football is exciting for one night, Bayern dedicates to the goal war, and Chelsea welcomes the three-game winning streak!

On March 12th, 2023, Beijing time, European football events continued to compete. Bayern Munich beat augsburg 5-3 in the 24th round of Bundesliga and Chelsea beat leicester city 3-1 in the 27th round of Premier League. Next, let’s take a look at the simple battle reports of the two games.

Bayern 5-3 augsburg

Less than 2 minutes after the start of the game, Berisha caught the ball, turned around and stopped, and shot the goal directly. augsburg scored a dream start. In the 15th minute, Cancelo took the ball to the penalty area and made a feint to the defender. He flew into the far corner and scored the first goal of Bayern’s career. Just four minutes later, Bayern’s free kick went to the penalty area and there was chaos. The barb in the horse kicked the ball to the door and assisted pawar to break the goal and succeeded in overtaking.

In the 35th minute, Bayern’s corner kick flew to the goal and was saved. pawar seized the opportunity to shoot the ball from the volley and scored twice. Near the half-time, Ma put in a catch shot and was blocked by the goalkeeper. Sane followed up and made up the shot. Bayern led 4-1 and completely turned the situation around. In the second half, Yi Bian pushed the goal in the war horse and it was blown offside. Then Driget fouled the penalty area and Berisha took a penalty to help augsburg pull back a goal.

In the 74th minute, Cancelo took the ball from the side to observe the defensive cross. Alfonso followed up with the outflanking and shot to break the goal. In stoppage time, augsburg launched a counterattack. Vargas took the ball from the side and quickly broke through the bottom and swept the middle to assist Cardona to tackle the goal. In the end, Bayern 5-3 reversed the opponent and dedicated a goal war.

Chelsea 3-1 leicester city

In the 11th minute, coulibaly turned around with the ball and passed it to the middle. Chilwell volleyed the ball and the Blues took the lead with a quick goal. Then Felix hit the column with a single-handed shot, and then he pushed the shot in front of the door. Unfortunately, it was judged that offside was invalid after VAR marking, which was not very good luck. Unexpectedly, in the 39th minute, Dhaka scored a world wave directly from the periphery, and leicester city successfully equalized the score.

Near the end of half-time, Madison’s free kick directly hit Fofana’s arm. The referee said through VAR video that there was no problem. In the first half stoppage time, Enzo subtly picked up the pass and assisted Havertz, then inserted a clever shot to break the goal, and the Blues took the lead again. In the 78th minute of the second half, Havertz passed the header to Moudrek and ferried it to the middle. kovacic volleyed a shot to seal the victory. Faith was shown a yellow card for a tackle, and two yellows turned into one red and was sent off. In the end, Chelsea beat leicester city 3-1 and won three consecutive games.